Personal Loan in Gurugram
Personal Loan in Gurugram
Looking for a personal loan in Gurugram? Unsecured loans for weddings, travel, medical needs or consolidating credit-card debt. We compare offers from banks and NBFCs so you get the lowest rate your profile qualifies for. Our team works with businesses and individuals across Gurugram and Haryana.
- Amount
- ₹50,000 – ₹40 Lakh
- Rate
- From ~10.5% p.a.
- Tenure
- 1 – 6 years
Indicative ranges. Final terms depend on the lender's assessment of your profile. Desk hours: Monday – Saturday, 10:00 am – 7:00 pm.
On this loan
What changes when we place a personal loan
No collateral
Approval is based on your income and credit score.
Quick disbursal
Pre-approved profiles can get funds within 24–72 hours.
Balance transfer
Refinance an expensive loan or card debt.
Part-prepayment
Repay early, with lender-specific charges.
Eligibility
- Salaried, age 21–60
- Net monthly salary of ₹20,000+
- CIBIL score of 700+
Documents we ask for
- PAN & Aadhaar
- 3 months salary slips
- 6 months salary account statement
- Form 16
Your loan expert sends a shorter list once the lender and the profile are clear.
Common uses
The comparison
Where this loan usually lands
| What we weigh | Public sector bank | Private bank | NBFC |
|---|---|---|---|
| Rate | Usually the lowest, once the file is complete | Priced on turnover, banking and score | Higher, traded for speed and flexibility |
| Collateral | Often asked once the amount grows | Unsecured up to a limit, then secured | Often unsecured on smaller tickets |
| Time | Longer. More queries and checks | A few days to a couple of weeks | Fastest after the documents are in |
| Best fit | Clean GST and ITR, and scheme cases | Steady banking and a clear score | Thinner files, or when the date matters |
Indicative pattern for a personal loan, not a rate card. We place your file with the lenders that fit. The bank or NBFC decides the offer.
EMI calculator
Calculate your personal loan EMI
Monthly EMI
₹11,122
- Principal
- ₹5,00,000
- Total interest
- ₹1,67,333
- Total amount payable
- ₹6,67,333
Process
How we get your loan sanctioned
- 01
Share your requirement
Fill a 60-second form or call us. Tell us what you need the money for and how much.
- 02
Free profile assessment
A loan expert reviews your financials, CIBIL and documents and points out any gaps before a lender sees them.
- 03
Compare lender offers
We shortlist the banks and NBFCs that fit your profile and compare rates, fees and tenure.
- 04
Sanction & disbursal
We file the application, follow up on lender queries and stay with you until the money reaches your account.
FAQs
Personal Loan in Gurugram: common questions
How do I apply for a personal loan in Gurugram?
Fill the short form on this page or call +91 98788 85523. A LoanRaasta expert will assess your profile, shortlist suitable lenders with branches serving Gurugram, and guide you through documentation and sanction.
Which banks offer personal loan in Gurugram?
Most major public sector banks, private banks and NBFCs serve Gurugram and Haryana. The best lender for you depends on your profile, and we compare the options so you don't have to visit each branch.
How much can I borrow?
Typically up to 20–25 times your net monthly salary, subject to how much EMI you can afford.
Free consultation
Get your personal loan on the right road
Talk to a loan expert today. Free consultation, no obligation.