Personal Loan
Personal loans with quick approval and minimal paperwork
Unsecured loans for weddings, travel, medical needs or consolidating credit-card debt. We compare offers from banks and NBFCs so you get the lowest rate your profile qualifies for.
- Amount
- ₹50,000 – ₹40 Lakh
- Rate
- From ~10.5% p.a.
- Tenure
- 1 – 6 years
Indicative ranges. Final terms depend on the lender's assessment of your profile. Desk hours: Monday – Saturday, 10:00 am – 7:00 pm.
On this loan
What changes when we place a personal loan
No collateral
Approval is based on your income and credit score.
Quick disbursal
Pre-approved profiles can get funds within 24–72 hours.
Balance transfer
Refinance an expensive loan or card debt.
Part-prepayment
Repay early, with lender-specific charges.
Eligibility
- Salaried, age 21–60
- Net monthly salary of ₹20,000+
- CIBIL score of 700+
Documents we ask for
- PAN & Aadhaar
- 3 months salary slips
- 6 months salary account statement
- Form 16
Your loan expert sends a shorter list once the lender and the profile are clear.
Common uses
The comparison
Where this loan usually lands
| What we weigh | Public sector bank | Private bank | NBFC |
|---|---|---|---|
| Rate | Usually the lowest, once the file is complete | Priced on turnover, banking and score | Higher, traded for speed and flexibility |
| Collateral | Often asked once the amount grows | Unsecured up to a limit, then secured | Often unsecured on smaller tickets |
| Time | Longer. More queries and checks | A few days to a couple of weeks | Fastest after the documents are in |
| Best fit | Clean GST and ITR, and scheme cases | Steady banking and a clear score | Thinner files, or when the date matters |
Indicative pattern for a personal loan, not a rate card. We place your file with the lenders that fit. The bank or NBFC decides the offer.
EMI calculator
Calculate your personal loan EMI
Monthly EMI
₹11,122
- Principal
- ₹5,00,000
- Total interest
- ₹1,67,333
- Total amount payable
- ₹6,67,333
Process
How we get your loan sanctioned
- 01
Share your requirement
Fill a 60-second form or call us. Tell us what you need the money for and how much.
- 02
Free profile assessment
A loan expert reviews your financials, CIBIL and documents and points out any gaps before a lender sees them.
- 03
Compare lender offers
We shortlist the banks and NBFCs that fit your profile and compare rates, fees and tenure.
- 04
Sanction & disbursal
We file the application, follow up on lender queries and stay with you until the money reaches your account.
FAQs
Personal Loan: common questions
How much can I borrow?
Typically up to 20–25 times your net monthly salary, subject to how much EMI you can afford.
Free consultation
Get your personal loan on the right road
Talk to a loan expert today. Free consultation, no obligation.