Terms of Use

1. Nature of service

LoanRaasta is a loan facilitation and advisory service. We are not a bank or NBFC and do not sanction, disburse or collect loans. Every loan is subject to the lender's own credit assessment, policies, documentation and final approval. LoanRaasta does not guarantee approval, loan amount, interest rate or timelines.

2. Information on this website

Interest rates, loan amounts, tenures and eligibility shown on this website, including calculator results, are indicative and for general information only. Actual terms are set by the lender in the sanction letter and loan agreement.

3. Your responsibilities

• Provide accurate, complete and current information and genuine documents.
• Read the lender's Key Fact Statement (KFS), sanction letter and loan agreement carefully before accepting.
• Make all loan repayments directly to the lender's account. LoanRaasta will never ask you to pay EMIs or loan amounts into a personal account.

4. Fees

Lender charges (processing fee, documentation, valuation, etc.) are payable as per the lender's terms. Any advisory fee charged by LoanRaasta for specific services (such as project reports or CMA preparation) will be agreed with you in writing before any work starts.

5. Communication consent

By submitting a form, you authorise LoanRaasta and its partner lenders to contact you about your request by call, SMS, WhatsApp and email. Promotional communication is sent only if you opt in, and you may opt out at any time.

6. Limitation of liability

LoanRaasta is not liable for decisions made by lenders or for any loss arising from reliance on indicative information on this website. Our liability, if any, is limited to the fees you paid to LoanRaasta for the specific service.

7. Governing law

These terms are governed by the laws of India. Courts at Chandigarh have exclusive jurisdiction.

See also our Privacy Policy and Grievance Redressal pages.